A post-credit repair protection guide designed to help you maintain progress and avoid common mistakes that cause score reversals.
This guide covers:
• What to do immediately after credit repair
• Common post-repair behaviors that hurt scores
• How to protect gains during the critical first 30–90 days
• Practical rules for utilization, applications, and monitoring
• A calm, strategic approach to long-term credit stability
This is an educational digital guide intended to support informed credit behavior after review or repair.
One-time consumer report review designed for clients who want a starter-level service with focused review support.
Includes:
• TransUnion consumer report review
• Review of up to 5 reporting entries
• One correspondence round
• 30-day processing window
• Completion email notification
Disclaimer: Services are administrative and educational in nature. No specific outcome is guaranteed.
One-time multi-cycle consumer profile alignment service designed for clients who want broader review support.
Includes:
• Two structured review cycles
• Review of up to 10 reporting entries
• Eligibility & consistency assessment prior to processing
• Ongoing backend handling throughout the service window
• Secure client portal access with progress updates
• Processing window of up to 45 days
Monitoring Required: Enrollment in third-party monitoring/tracking is required during the service period for review accuracy and progress visibility.
Disclaimer: Services are administrative and educational in nature. No specific outcome is guaranteed.
Premium multi-cycle profile alignment service designed for clients who want the most comprehensive review support offered by Budget Bae.
Includes:
• Three structured review cycles
• Review of up to 15 reporting entries
• Eligibility & consistency assessments throughout the service
• Specialized handling for certain categories (when applicable)
• Professionally prepared documentation aligned with accuracy standards
• Ongoing backend processing and follow-up
• Secure client portal access with tracking tools
• Educational resources and optimization guidance
• Completion summary + personalized next-steps roadmap
Monitoring Required: Enrollment in third-party monitoring/tracking is required during the service period for review accuracy and progress visibility.
Disclaimer: Services are administrative and educational in nature. No specific outcome is guaranteed.
Educational report review service focused on helping clients better understand their ChexSystems consumer report and available next steps for banking access.
Includes:
• ChexSystems consumer report review
• Dispute correspondence prepared for identified inaccuracies (when applicable)
• Bank re-entry guidelines for future account applications
• Educational overview of ChexSystems reporting
Important Notes:
• This service does not guarantee report changes or account approval
• Outcomes depend on third-party verification and response practices
Optional inquiry review service designed to assist clients with understanding and addressing credit inquiries shown on consumer reports.
Includes:
• Review of up to 10 inquiries
• Inquiry eligibility assessment based on reporting standards
• Preparation of inquiry-related correspondence when applicable
• Available as a standalone service or add-on
Important Notes:
• This service does not guarantee removal
• Results depend on reporting accuracy and third-party responses
Educational specialty reporting review service designed to help clients understand and address information reported by SageStream.
Includes:
• Review of consumer disclosure report (client must provide)
• Identification of potentially inaccurate, outdated, or unverifiable entries
• Dispute correspondence preparation for eligible items (when applicable)
• Guidance on requesting and monitoring specialty consumer disclosures
Important Notes:
• No deletions or outcomes are guaranteed
• Results depend on third-party verification practices
Educational specialty reporting review service designed to help clients understand and address information reported by LexisNexis.
Includes:
• Review of consumer disclosure report (client must provide)
• Identification of potentially inaccurate, outdated, or unverifiable entries
• Dispute correspondence preparation for eligible items (when applicable)
• Guidance on requesting and monitoring specialty consumer disclosures
Important Notes:
• No deletions or outcomes are guaranteed
• Results depend on third-party verification practices
Post-review educational guide designed to support responsible credit-building habits after completing a consumer report review service.
Includes:
• Utilization education + practical guidelines
• Secured credit strategy overview
• 90-day credit protection plan
• Post-review Do’s & Don’ts
• Next-step checklist for ongoing credit education
Delivery:
• Digital delivery via email after completion of a service
Disclaimer: Educational content only. No outcomes are guaranteed.
