Privacy Policy

Last Updated: January 2026

1. Introduction

The McCullough Group, doing business as Budget Bae (“Company,” “we,” “us,” or “our”), respects your privacy and is committed to protecting it through this Privacy Policy.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit budgetwithbae.com, use our services, purchase digital products, enroll in programs, or otherwise interact with us online (collectively, the “Site”).

By accessing or using the Site, you agree to this Privacy Policy. If you do not agree, please do not use the Site.

2. Information We Collect

We may collect information about you in a variety of ways, including:

A. Personal Information You Provide

You may voluntarily provide personal information, including but not limited to:

  • Full name
  • Email address
  • Phone number
  • Billing and payment information
  • Mailing address
  • Account login credentials
  • Information submitted through forms, intake questionnaires, or client portals

B. Automatically Collected Information

When you visit the Site, we may automatically collect:

  • IP address
  • Browser type
  • Device information
  • Operating system
  • Pages viewed and time spent on the Site
  • Referring URLs

This information is collected through cookies, pixels, log files, and similar technologies.

3. How We Use Your Information

We use the information we collect to:

  • Provide and manage services and digital products
  • Process payments and transactions
  • Communicate with you regarding services, updates, and offers
  • Improve website functionality and user experience
  • Maintain internal records and compliance
  • Prevent fraud, unauthorized access, or misuse
  • Comply with legal and regulatory obligations

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience. Cookies help us:

  • Understand how users interact with the Site
  • Remember user preferences
  • Improve marketing and analytics

You may disable cookies through your browser settings; however, some features of the Site may not function properly.

5. Disclosure of Your Information

We do not sell, rent, or trade your personal information.

We may share your information with:

  • Service providers and vendors (e.g., payment processors, CRM platforms, email providers)
  • Technology platforms required to deliver services
  • Legal or regulatory authorities when required by law
  • Business successors in the event of a merger, sale, or transfer of assets

All third parties are required to maintain the confidentiality of your information.

6. Payment Processing

All payments are processed through secure third-party payment processors. We do not store or have direct access to your full payment card details.

7. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information. However, no system is completely secure, and we cannot guarantee absolute security.

8. Your Rights and Choices

Depending on your state of residence, you may have the right to:

  • Access the personal information we have about you
  • Request correction or deletion of your information
  • Opt out of marketing communications
  • Limit certain data uses

To exercise your rights, contact us using the information below.

9. Third-Party Websites

The Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. Please review their privacy policies separately.

10. Children’s Privacy

The Site is not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

11. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Updates will be reflected by the “Last Updated” date above. Continued use of the Site constitutes acceptance of any changes.

12. Contact Information

If you have questions about this Privacy Policy or our data practices, please contact us at:

The McCullough Group
Doing Business As: Budget Bae
Website: https://budgetwithbae.com
Email: admin@budgetwithbae.com